Who We Are
Our website address is: https://rffinancialservices.com.
We Respect Your Privacy & Information
This privacy statement describes how RF Financial Services collects and uses the personal information you provide on our web site: rffinancialservices.com. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.
Information We Collect & Use
You can always visit our web sites without informing us who you are or disclosing any information about yourself. We obtain personal information about you if you choose to provide it.
Information You Provide:
This site allows you to contact us through our Contact Us form, Business Funding Apply Now form or via email. Whether through the Contact Us form, Business Funding Apply Now form, or sending an email using the email links contained in the web page, you may be providing us with your name, email address, phone number and any information you choose to include in the text of your message.
For instance, if you send us an e-mail message requesting information about RF Financial Services, we will use your e-mail address and other information you supply to respond to your request via email or via telephone. We also collect financial information such as bank account number, Social Security number and Driver’s License number.
We collect, use and keep the information we receive via our web site to fulfill the visitor’s requests. We will use your information to respond to a request submitted by you. We will contact you and provide you with information regarding RF Financial Services and our products. We will comply with applicable laws, regulations and rules, and requests of governmental agencies when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, or investigate fraud.
We will share your personal information with third parties only in the ways that are described in this Privacy Policy. We will not sell, rent or lease your personal information. We do not share personal information with unaffiliated third parties. We share your information with our affiliates in order to provide you with our services.
We may provide your personal information to companies that provide services to help us with our business activities such as to obtain credit reports from credit reporting bureaus or processing your transactions through financial institutions, including payment card processors and ACH processors. These companies are authorized to use your personal information only as necessary to provide these services to us.
Governmental Authorities:
Moreover, we reserve the right to disclose information we maintain, including personal information, when required by governmental authorities or where required by law such as to comply with a subpoena, bankruptcy proceedings, or similar legal process, when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. In certain situations, RF Financial Services may be required to disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.
By submitting personal information on our web sites, you are also agreeing to the use of this information in accordance with this Privacy Policy.
Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Third Party Websites
RF Financial Services may provide links to other web sites. Be advised that we do not control and we are not responsible for the privacy practice or the content of those web sites. We suggest you read the privacy polices posted on each site.
Testimonials
We display personal testimonials of satisfied customers on our site in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at marketing@rffinancialservices.com.
Blogs
From time to time our website offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.
To request removal of your personal information from our blog or community forum, contact us at marketing@rffinancialservices.com. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
Data Security & Integrity
The security of your personal information is important to us. When you enter sensitive information (such as bank account number and Social security number) on our application forms, we encrypt the transmission of that information using secure socket layer technology (SSL). We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our web site, you can contact us at marketing@rffinancialservices.com.
Upon request RF Financial Services will provide you with information about whether we hold any of your personal information. If you need to access, correct, amend, delete or update inaccurate Personal Information, please send an email to marketing@rffinancialservices.com. We will respond promptly and will update our database accordingly. We will keep information for as long as our retention policy dictates and for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements.
Choice/Opt-Out
You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails or you can contact us at marketing@rffinancialservices.com.
Acceptance Of These Terms
If you do not agree to the terms of our Privacy Policy, please do not provide us with any information and do not use the site. By using the site and voluntarily providing your personally identifiable information to us, you consent to the collection and use of such personally identifiable information as set forth in the Privacy Policy as in effect at the time of your submission.
Some of our web sites are hosted on our secured web servers in the United States. If you are located in a non-US jurisdiction, your provision of Personal Information or other access to our web sites constitutes your consent to the transfer of such data to the United States, a jurisdiction that may not provide an equivalent level of data protection to the laws in your home country. In addition, if you are a resident of a country within the European Union, by using this site and providing us your personally identifiable information, you explicitly acknowledge and agree to (i) the transfer of your personally identifiable information to the United States, and (ii) the collection and use of your personally identifiable information in accordance with this Privacy Policy.
Changes To This Policy
RF Financial Services may modify this policy from time to time. We encourage you to revisit this page often to remain fully informed of our policy. If we make any change in how we use your personal information we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
Contacting Us
For questions or comments regarding our Privacy Policy, please contact marketing@rffinancialservices.com. RF Financial Services may also be contacted directly at the following address and phone number:
Address: 7901 4th St N STE 4012 St. Petersburg, FL 33702
Phone: (727) 291-8904
Effective: March 6, 2019